Hello Friends! you must have heard the name of SBI Bank. SBI is the largest and state-owned bank of India ‘State Bank of India’. Recently, SBI has become the largest bank in India by the merger of some banks. Now the bigger the bank, the more customers it has.
If seen, in today’s time, SBI is the largest customer bank in the country. SBI has provided a lot of facilities to its bank customers. And from time to time, as much as possible, makes available every possible facility to its customers.
Every bank customer wants ease in financial transactions. They should not face problems in withdrawing money. Depositing or transferring money to anyone should also be hassle-free. State Bank of India (SBI) launched SBI YONO App to get this work done while sitting at home. In which all the features from account opening to shopping.
People who have more work than the banking sector. For them, the Government of India has launched yono sbi app. This is a very nice app. It can do most of the bank related work of sbi account holders sitting at home. For this you have to open an account in SBI Yono.
There are many facilities provided by sbi yono app. In this you can deposit, withdraw or transfer money to someone’s account. Through this online shopping or buying tickets can also be done.
- What is SBI YONO App?
- How to Install SBI YONO App?
- Follow these steps to register on SBI YONO App.
- Understanding YONO SBI Cardless Cash Withdrawal Service
- How to withdraw money from ATM without card
- Locating Compatible SBI ATMs for Cardless Withdrawal
- Common Issues and Troubleshooting Tips
- Safety Measures While Using Cardless ATM Service
- Transaction Charges and Daily Limits
- Conclusion
What is SBI YONO App?
Today we talk about SBI YONO app. The full name of SBI YONO is “YOU ONLY NEED ONE”. It was started by former Finance Minister Arun Jaitley in November 2017. Through this app, any sbi account holder can easily deposit money, withdraw money or transfer money to any other account sitting at home with your smartphone with better internet connectivity.
Apart from this, if we do shopping or book a ticket, then through this we can do all these things sitting at home. There are about 60 e-commerce companies associated with SBI YONO account.
SBI YONO app is the official banking app of State Bank of India. With the help of this, we can do online banking from anywhere at home.
For this we only need a smartphone and internet connection. Like I told that the full name of YONO is YONO full form is “You Only Need One”.Meaning that the only thing you need for all your needs is SBI YONO.
In this app you can do banking work like deposit, transfer, open account etc. Along with this we can also do shopping. Almost all the big e-commerce companies are associated with it. Here we get a lot of offers. Cashback facility is also available.
How to Install SBI YONO App?
Downloading the Yono app is very easy. For this, first you have to go to the Google play store/ Apple App Store and download it. Install it after downloading. Before using it, it has to be registered with your account and then use it.
For this you must have a smartphone which can be android or iphone. If you have any of these smartphones then you go to the app store of that phone and search “SBI YONO App” in the search bar. You will get Yono app in front of you on the screen. Now you download it first and then install it. After this you have to register on it. With the help of your account, you can open yono app as I mentioned above.
After installing SBI YONO App, we register it. We can register it in two ways. We can use our Internet Banking ID to register on SBI YONO App. If we do not have SBI Net banking then we can also register with the help of our ATM card.
Follow these steps to register on SBI YONO App.
1. When we open SBI YONO app, we see the option of Existing customer on it.
2. On the next page two options appear. I have internet banking ID and I don’t have internet banking ID. If you have Internet Banking ID then click on I have Internet Banking ID. If you do not have a banking ID, then click on I don’t have internet banking ID. In this we can register with the help of our ATM card.
3. If we are registering with the help of Banking ID then we have to enter our Banking ID and Internet Banking details here.
4. If we want to register with the help of ATM card, then you will have to fill your ATM card details in it. In which we have to enter the ATM card number and then the ATM PIN. After that you have to click on submit button.
5. After this we have to enter our username and password and submit it.
6. If we want to login with MPIN instead of password, then read carefully the terms and conditions of MPIN and then tick it.
7. After this set your 6 digit MPIN. Now when we login, you have to use this 6 digit PIN.
8. Now our registration is complete. Now an OTP will come on our mobile which we have to enter here. After this your SBI YONO app starts.
9. Now we come to the homepage of SBI YONO app. Here size you can login with the help of your MPIN. If we want, we can also use Netbanking User ID and Password.
Understanding YONO SBI Cardless Cash Withdrawal Service
The YONO SBI app lets you withdraw cash without a card. This makes banking easier and safer. It’s a great way to get your money without the hassle of cards.
Benefits of Cardless Transactions
Using YONO SBI for cash withdrawals has many perks. You don’t have to worry about losing your card. It’s also quicker to get your money, all from your phone.
Security Features and Protection
YONO SBI keeps your money safe with strong security. You need a one-time PIN (OTP) sent to your phone for each transaction. This extra step helps protect your account from unauthorized access.
Available Transaction Limits
YONO SBI lets you withdraw up to ₹10,000 at once. You can take out a total of ₹20,000 in a day. These limits help keep your money safe while still letting you access it when you need it.
How to withdraw money from ATM without card
You can withdraw money from the YONO SBI app without a debit card using the YONO Cash feature. Follow these steps:
Step 1: Generate YONO Cash Transaction
- Open the YONO SBI app on your smartphone.
- Log in using your credentials (User ID & Password or MPIN).
- Tap on YONO Cash from the home screen.
- Select ATM Withdrawal.
- Enter the withdrawal amount (minimum ₹500, in multiples of ₹500).
- Set a 6-digit YONO Cash PIN and tap Next.
- Confirm the details and tap Submit.
- You will receive a YONO Cash Transaction Number via SMS.
Step 2: Withdraw Cash from an SBI ATM
- Visit a YONO Cash-enabled SBI ATM.
- Select YONO Cash on the ATM screen.
- Enter the YONO Cash Transaction Number (received via SMS).
- Enter the 6-digit YONO Cash PIN (set during transaction).
- The ATM will dispense the cash.
Important Points:
- The YONO Cash transaction is valid for 4 hours.
- You don’t need a debit card for this withdrawal.There are daily and per-transaction limits (₹10,000 per transaction, ₹20,000 per day).
- Ensure your registered mobile number is active to receive OTP and SMS alerts.
Locating Compatible SBI ATMs for Cardless Withdrawal
Now, getting cash without your debit card is easy with YONO SBI’s cardless cash service. To use this feature, you need to find a SBI ATM locator that supports cardless transactions. Luckily, the YONO SBI app makes finding these ATMs simple.
The YONO SBI ATM network has many cardless-enabled ATMs all over the country. These ATMs have the tech needed for safe, card-free cash withdrawals. With the YONO SBI app’s ATM locator, you can find the closest ATMs and plan your visit.
When looking for SBI ATM locator options, the YONO SBI app shows details about each ATM. It lists the ATM’s location, hours, and services. This helps you find the nearest cardless-enabled ATMs and plan your cash withdrawal.
Not all SBI ATMs support cardless cash withdrawals yet. But, the YONO SBI network is growing. Always check the app for the latest info on cardless-enabled ATMs near you.
| Feature | Description |
|---|---|
| SBI ATM Locator | Easily find the nearest SBI ATMs that support cardless cash withdrawals using the YONO SBI app. |
| Cardless-enabled ATMs | SBI ATMs equipped with the necessary technology to facilitate secure, card-free cash withdrawals. |
| YONO SBI ATM Network | A growing network of SBI ATMs that offer the cardless cash withdrawal service through the YONO SBI app. |
Common Issues and Troubleshooting Tips
The YONO SBI cardless withdrawal service is handy for getting to your money. But, sometimes, users face some common problems. Let’s look at these issues and share some tips to fix them.
Transaction Failures
Transaction failures can happen when trying to withdraw money without a card. First, make sure your internet is stable and your YONO SBI app is current. Also, check if the ATM supports cardless withdrawals. If problems continue, reach out to your bank for help.
PIN-Related Problems
Forgetting your PIN or having trouble setting one up can block your withdrawals. Double-check your PIN and try again. If you still can’t withdraw, reset your PIN through the app or call your bank.
Network Connectivity Issues
Good network connection is key for YONO SBI transactions. If you have network problems, try a better signal spot. Make sure your phone’s internet is working right. If issues keep up, contact your internet provider.
Knowing these common problems and how to solve them makes using YONO SBI easier. If you still have trouble, don’t hesitate to contact YONO SBI support for help.
| Issue | Troubleshooting Tips |
|---|---|
| Transaction Failures | Check your internet connectionEnsure the YONO SBI app is up-to-dateVerify the ATM’s compatibility with cardless withdrawalsContact your bank for further assistance |
| PIN-Related Problems | Double-check the generated PINReset your PIN through the YONO SBI app or by contacting your bank |
| Network Connectivity Issues | Move to a location with a stronger signalEnsure your mobile device’s cellular data or Wi-Fi connection is working properlyContact your network service provider for assistance |
Safety Measures While Using Cardless ATM Service
Using cardless ATM security and YONO SBI safety tips is key. The YONO SBI cardless withdrawal service is convenient. But, it’s important to keep your personal and financial info safe.
- Keep Your Phone Secure: Make sure your YONO SBI app is locked with a strong passcode or biometric login. This stops others from getting in.
- Be Vigilant at the ATM: Check the ATM for any odd devices or damage before you use it. Don’t use ATMs in dark or lonely spots.
- Shield Your Transactions: Cover the keypad with your hand when typing your YONO SBI login or one-time PIN. This keeps your info private.
- Opt for Registered ATMs: Only use YONO SBI safe and approved ATMs. This keeps your transactions safe and sound.
- Monitor Your Accounts: Check your account statements and transaction history often. This helps you spot and report any odd or unauthorized activities fast.
By sticking to these secure banking practices, you can enjoy the YONO SBI cardless withdrawal service safely. Stay alert and focus on your cardless ATM security for a smooth and safe banking experience.
“Safeguarding your financial information is our top priority. With YONO SBI, you can withdraw cash securely without the need for a physical card.”
Transaction Charges and Daily Limits
Using the YONO SBI cardless cash withdrawal service has its own fees and limits. Knowing these can help you manage your money better and avoid surprise costs.
Fee Structure
SBI doesn’t charge extra for cash withdrawals through the YONO SBI app. These transactions cost the same as regular ATM withdrawals. Here’s what you need to know:
- Free for the first 5 ATM withdrawals per month for SBI account holders
- ₹20 per withdrawal for more transactions in the same month
- Non-SBI ATM usage might have extra charges, based on SBI’s current rates
Maximum Withdrawal Amounts
The daily limit for cardless cash withdrawals through YONO SBI is ₹10,000. This limit keeps your transactions safe and prevents unauthorized access to your account.
Remember, these YONO SBI transaction fees and cardless withdrawal limits can change. Always check the SBI website or the YONO SBI app for the latest info.
“Staying informed about the fee structure and withdrawal limits can help you make the most of the YONO SBI cardless cash withdrawal service.”
Conclusion
The YONO SBI cardless cash withdrawal service is a new way to get money without a card. It uses digital banking to make getting cash easier and safer. This means you can get your money without needing a card.
This service has many benefits. It’s more secure than old ways of getting cash. You also don’t have to worry about losing your card. And, you can get cash whenever you need it, anywhere.
YONO SBI’s cardless cash service shows how digital banking is changing. It makes banking easier and more secure. This service is a big step towards a better banking future.
